Writesure, specialist insurance protection for freelance authors and writers

We have the expertise to meet your insurance requirements as a Freelance Author or Writer.

Freelance Authors specialists

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Writing Insurance Products

The following insurance products are available at competitive premiums for writers, Authors, Journalists and broadcasters:

Professional Indemnity

Professional Indemnity insurance covers you for legal costs incurred if your business is found to have provided a service that causes a client to lose money. This is mandatory on all policies.

Business Equipment & Business Property (including portable)

You can cover all your computer, photographic, video, recording, lighting, film processing, and any other business equipment. Computers can also be covered for breakdown and loss of data. There is worldwide cover, no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles.

Photographic, Video Portfolios & Sound Recordings

For your archive and portfolio of photographic and video work and sound recordings you can cover re-shoot/re-recording and/or reduplication costs. Also, if you loose any material due to, for example, camera or recording equipment failure or processing problem, you can cover the expenses you incur in re-shooting images or re-recording tapes (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Business Interruption Insurance (Lost Profit, Additional Costs of Working & Business Money)

There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material.

Public & Products Liability

Product liability insurance covers the costs you incur from compensating anyone who is injured by a faulty product your company designs or supplies.

Business Equipment For Home Based Writers

Cover can also be arranged as an option to cover home-based writers. Within a policy, you can cover the equipment used at home to work. Business equipment can be covered, including computers which can be protected for breakdown and loss of data.

Hire-in Equipment

You can cover the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage. You can also cover equipment and other property which is not yours but for which you are responsible such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Want to know more about Freelance Authors & Writers Insurance?

Our team are happy to help with any enquiries you may have about Professional Indemnity Insurance

Want to know more about Freelance Authors & Writers Insurance?

Our team are happy to help with any enquiries you may have about Professional Indemnity Insurance.

National Union of Journalists & Society of Authors Professional Indemnity Insurance

Professional Indemnity & Public Liability Insurance With Writesure

Who is Writesure Designed for?
Writesure is available with preferential rates to NUJ & SOA members and is designed for professional writers and broadcasters including authors, journalists, reporters, technical writers, script writers, and copywriters. The cover applies to work that you undertake as an individual and also as part of a joint project.

What Cover is Provided by Writesure?
The policy is comprehensive and covers Libel and Slander, Infringement of Copyright, Breach of Confidentiality, Negligence, and Liability to the Public. Cover is automatically included for documents which are accidentally lost or damaged.

What Types of Work Does Writesure Cover?
Cover applies in whatever medium your material is published or broadcast, including books, local and national newspapers, magazines, specialist journals, private publications, websites, TV, radio, video and film. Subject to EU Law, you are insured wherever in the world your work is published or distributed.

Available to members of:

Writesure provides a range of cover options, including:

Public & Employer’s Liability

Writesure can also provide cover for legal liability to your employees including self employed freelancers

Previously Published Work

While Writesure cannot cover you for problems you already know about, the cover does apply for work you have produced since your NUJ membership started. If you already hold professional indemnity insurance, Writesure will cover you from the first date from which you have been continuously insured, if this is before the date you joined the NUJ.

Future Liabilities

Writesure also provides you with cover after you have stopped producing new work, for example if you retire or are unable to continue working due to ill health. The standard cover continues for 12 months after the end of the policy year in which you stop producing new material, but you can choose to extend this period if you wish.

Tailored Cover

Writesure is designed to be tailored to your individual requirements with a choice of levels of cover for the whole policy, and also for individual sections. You can even choose how much you wish to contribute to any claim.

Professional Indemnity Insurance

The policy is comprehensive and covers Libel and Slander, Infringement of Copyright, Breach of Confidentiality, Negligence. Cover is automatically included for documents which are accidentally lost or damaged.

Home Based Writers & Broadcasters

Equipment & Business Property

You can cover all your photographic, video, recording, lighting, and computer equipment. Computers can also be covered for breakdown and loss of data. There is worldwide cover, no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles.

Writers & Broadcasters Based in an Office or Other Business Premises

Buildings, Equipment & Business Property

You can cover your buildings, shop fronts, fixtures and fittings, all your computer, photographic, video, recording, lighting, film processing, and any other business equipment. Computers can also be covered for breakdown and loss of data. There is worldwide cover, no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles.

Hired In Equipment

You can cover the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage. You can also cover equipment and other property which is not yours but for which you are responsible such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Photographic & Video Portfolio & Sound Recordings

For your archive and portfolio of photographic and video work and sound recordings you can cover re-shoot/re-recording and/or reduplication costs. Also, if you loose any material due to, for example, camera or recording equipment failure or processing problem, you can cover the expenses you incur in re-shooting images or re-recording tapes (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Business Interruption Insurance (Lost Profit, Additional Costs of Working & Business Money)

There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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