You make your clients look and feel great on a daily basis, but if something goes wrong at your salon, you could find yourself facing financial repercussions, or worse having to close your doors. Having the right insurance in place will mean that if something goes wrong, you will be covered and able to continue pampering your clients.
All policies include Public, Products, Treatment and Advice Liability, which is especially important in your business because of you are working directly with and on clients, making accidents more likely. This insurance provides financial protection in the event that someone takes legal action against you for damage or injury as a result of your service or the products that you use and sell.
They also include Employers’ Liability which you are legally obliged to have if you have any staff. This insurance which protects your employees if they suffer an injury or loss in the course of their employment.
Cover can also include:
- Property Damage
- Contents/Fixtures Fittings/Tenants Improvements
- Electronic treatment & tanning machines (excluding Accidental Damage to these)
- Business Interruption
- Loss of rent payable
- Goods in Transit
- All risks away from premises
We can source cover for a wide range of treatments as an extension to your policy. The range of treatments undertaken is ever evolving and it is essential you provide us with a complete list of what you provide so that we can offer you the best policy to suit your business. We can also provide cover for operated out of a shop and also for mobile beauticians.