Travel Agents Insurance Experts

We can provide cost-effective Liability Insurance for Agents who are also acting as principals. This includes liability arising out of the actions of suppliers such as hotels which may now be your responsibility.

Travel Industry Insurance Specialists

020 4506 2067

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What is Travel Agent Insurance?

Travel agents share many similar risk exposures to Tour Operators and require similar covers in many cases.

The liability risk for Travel Agents is generally slightly more contingent than that of a Tour Operator but Agents do need to carefully consider the impact of the Package Travel Regulations 2018 to ensure that they have appropriate cover in place to meet their exposure to risk.

Travel Risk Professionals can advise on what insurance covers should be considered to provide the best protection.

What we do

We work with small start-ups through to nationally-recognised brands. Because of this, our innovative approach to all types of travel and tour operators enables us to provide a first-class service in a crisis which is when you need us most. We provide a wide range of travel agent & tour operator insurances from Professional Liability through to 24/7 Crisis Response. Our team boasts a wealth of experience, and we have our own in-house Liability scheme backed by leading Underwriters.

Following the revision to the Package Travel Regulations in 2018, many companies who traditionally always viewed themselves as travel agents, either in full or in part, became tour operators or principals overnight.

Whilst the revised regulations were laudable from a consumer protection perspective, it did mean that some Travel Agents had immediately incurred more liability exposure than before. In the past, many travel agents have looked at their exposure to risk and gone down the Professional Indemnity and office insurance route. There was absolutely nothing wrong with this, but typically it would not provide any protection against Package Travel bookings made against Travel Agents for injury, illness or worse.

Key considerations

Travel Agents therefore should look very closely at the cover they currently have in place to ensure that it protects them from liability assumed as principal in Package bookings. A standard office policy provides a broad scope of protection but Travel Agents do need that extra level of protection that our specialist liability products can provide.

Travel Risk Professionals will be more than happy to discuss your exposures to liability risks and how best you can look to protect yourself. When you look at the average cost of even a minor injury claim, this could be the most cost effective 5 minutes ever spent…

Our Relationships with Quality Industry Professionals

We have built strong relationships with a large number of quality industry professionals from Lawyers through to Crisis Responders. We have the ability to provide strong, instant responses in the most traumatic events. This includes terrorist acts, which provides clients peace of mind and also enhances their own duty of care to consumers.

In addition to supporting clients, we are also active speakers on the Travel Industry lecture circuit. We regularly provide educational lectures across the country.  Generally, we find that many businesses are misinformed or unaware about what cover they need. A common mistake is that a tour operator insurance policy will be enough to protect their business. Through this network we are able to better understand and help the industry.

We are corporate members of the Institute of Travel & Tourism. We are also Insurance Advisors to the Latin American Tour Association (LATA) and the African Travel & Tourism Association (ATTA).

Insurance types

Travel Agent Liability Insurance
We offer a modular and flexible policy designed to protect against a range of risks from Professional Indemnity and Public Liability through to Office Insurance and Legal Expenses. In addition, we are also able to advise on and arrange the following additional covers:

  • Financial Failure Insurance
  • 24/7 Crisis Response & Brand Protection
  • Cyber Insurance
  • Directors & Officers Liability
  • Personal Accident
  • Bonding

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  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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