Shop & Retail Insurance specialists

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What Is Shop & Retail Insurance?

Perhaps you run a small corner shop, a larger high street chain or your business is as a wholesaler involved with distribution activities, either way you work hard to run your business, so you need to make sure that that you have the right insurance in place in case anything goes wrong. We can arrange cover which will help to give you protection ranging from your premises, goods whilst in transit and liability.

Cover can include

Buildings & Contents including Stock

If your building is damaged or your contents are stolen you could be left heavily out of pocket. Buildings and Contents cover comes as standard insurance and helps to protect you from these events.

Goods in Transit

Maybe you collect your own stock, or provide a delivery service – either way if your goods get damaged you will be left out of pocket, so having Goods in Transit insurance will help to financially reimburse you for any damage to or theft of your items.

Money

Cover can be provided for loss of money in Transit, from your premises including from a locked safe.

Public & Liability

Public Liability and Products Liability will be included as part of the package. This insurance provides financial protection in the event that someone takes legal action against you for damage to property or injury sustained by a visitor or customer on your premises, for example if they trip, as well as providing cover for injury or damage arising from the goods you sell.

Employers’ Liability insurance

Whether your staff are full or part time, permanent, temporary or voluntary, you are legally obliged to take out Employers’ Liability insurance, which protects your employees if they suffer an injury or loss as a result of your negligence.

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  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

  • Our broking experts are here to assist you throughout the year.

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