Concert Promoters specialists

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What Is Concert Promoter Insurance?

When creating a special event, like a concert, there are a number of liabilities that need to be accounted for to ensure that your financial risk is minimised. 

That’s why our team of experts are on hand to help you get the ideal concert promotion insurance. With our help, we can detail the risks that may affect you as the promoter and how best to minimise these from impacting you in unforeseen circumstances.

What Cover Do I Need To Minimise Risk When Organising A Concert?

Getting the correct policy can be tricky, as concert promotion can be so wide-ranging in scale. Factors like location, number of acts and estimated crowd size are just a few of the aspects that need to be understood to provide accurate coverage.

Some of the risks that you should consider include:

Non-Appearance Insurance

Likely the first risk that comes to your head as a concert promoter. The success of your event is dependent on the booked acts arriving on time and able to perform. Reasons for acts not appearing can range from the uncontrollable, such as travel issues, all the way to a non-appearance that violates the agreed contract with yourself. 

Employers Liability Insurance

If you employ concert workers you will require employers liability insurance, even if only part-time, temporary or contract staff. This can assist in covering the costs related to an employee being injured while working for and then deciding to take legal action as a result. While this is a legal requirement our team can help ensure you are covered at the correct level for most risks related to employer liability, which is especially important when they are working in large crowds and busy environments.

Cancellation Insurance

In a similar way to cases of non-appearance, one of the most common causes of risk in concert promotion insurance is the potential cancellation of the event. Changing weather can often cause the cancellation of the concert, and even if not fully cancelled the resulting damage may still be accounted for with the correct policy. 

Property/Equipment Insurance

As a concert promoter, you also will want to protect any equipment you own or rent for the event in question. In most cases renting equipment will have a degree of coverage in the event of damage, but this can be limiting compared to policy cover. When considering property and equipment insurance you will also want to ensure that you are covered for the transportation of all equipment, not just while in use.

We aim to provide you with first class service at all times.

Which Events Can Be Covered With Concert Promoter Insurance?

As an industry that caters to a range of show sizes and venues, there are plenty of applicable events that may be covered under a concert promoter insurance policy. These include:

  • One-off music shows
  • A series, or tour, of concerts
  • Festivals
  • Shows
  • Club nights
  • Parties

Find The Right Concert Promoter Insurance For You

With our brokers, you can be confident in the fact that your claim will be dealt with in a respectful and efficient manner by our specialist team. Depending on the exact nature of your planned event, as well as the number of concerts planned, there is a range of ways we can arrange to mitigate the risk to you.

For more information on our concert promoter insurance, simply contact the Tasker team. Alternatively, you can request a call back below. Our team will be more than happy to discuss your policy needs and answer any questions you may have.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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