Guest House Insurance specialists

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What is Guest House Insurance?

Running a small hotel or guest house usually means sharing your home with guests and providing the personal touch that a larger hotel does not offer. However, you will need to consider whether you have the right insurance cover in place. We often find that people think their business activities are covered under their home policies such as Household as they are run from home, which is not the case.

Our specialist team have over 15 years’ experience and pride themselves on building long lasting relationships with clients.

Our Guest House Insurance

We can provide cover for a range of accommodation providers including:

  • Caravans
  • Conventional Bed & Breakfast
  • Guest Houses
  • Self-Catering Accommodation
  • Holiday Homes
  • Inns

Cover Includes

Employers’ Liability

Whether your staff are full or part time, permanent, temporary or voluntary, you are legally obliged to have in place employers’ liability insurance, which protects employees if they sustain an injury or illness as a result of their work for you. This cover is a legal requirement if you employ one or more people. 

Public and Products Liability

Working in the hospitality industry means you can be exposed to risks surrounding the general public. Public Liability insurance provides financial protection in the event that someone takes legal action against you for damage to property or injury sustained by a visitor or guest on your premises, for example, if they sustain food poisoning or trip on a carpet.

Loss of Income

In the event you are unable to run your business because of an event outside of your control such as a fire, this policy will cover your loss of income, making sure you are not left out of pocket.

Money

Your policy can provide you with the cover for the theft of any business or personal money from your premises, and it also extends family members who permanently live with you at the property.

We aim to provide you with first class service at all times.

Additional extensions

Legal Expenses:
If someone takes legal action against you or your company Legal Expenses cover will support you in the cost of going to court.

Cyber:
If you accept on-line bookings, even through a third party provider, you should consider Cyber insurance, as your business could be severely affected if your guests’ personal data is breached or your future bookings are lost as a result of a hacker.

Cover Can Include:

  • Crisis Containment
  • Cover For Ransomware
  • Social Engineering
  • Telephone Hacking/Phreaking:

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  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

  • Our broking experts are here to assist you throughout the year.

    Enquire Today


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