Architects Insurance

Architects Insurance
Contact the team

We have the expertise to meet your insurance requirements as an Architect. Contact our Architects Insurance team today for a quick and simple quote.

Acrchitects Insurance
Contact the team

We have the expertise to meet your insurance requirements as an Architect. Contact our Architects Insurance team today for a quick and simple quote.

We understand how to insure your business.

By offering comprehensive insurance for architects, we are protecting one of the oldest and most established professions. Like all those that are involved in the building industry, architects have been affected by legislation and increased contractual requirements from their clients which has only increased the potential for claims to be brought under their Professional Indemnity (PI) policy.

As a result of the increased exposures faced it is imperative that the areas of work are correctly understood, fully considering the processes that the practice has in place, including the appointment of any sub contracted consultants within the practice so that the professional indemnity insurance can placed correctly to cover these appointments.

In addition it is becoming more common for clients to insist on collateral warranties or duty of care agreements especially if there is no direct contract between the client and the architectural practice, for example in a design and build contract. Some contracts may form a consortia or define the architect as the contractor which are very different risks to that of standard architect.

PI insurers generally take the view that they will accept claims arising from sensibly worded agreements but this may in some cases need to be endorsed into the wording for cover to apply. Others will address by setting out clearly the limits beyond which cover will not apply. It is also important to fully understand how the policy responds to the warranties or contracts in place, some contracts can extend the liability of the practice beyond the limitations of a standard policy which if not picked up can leave the company exposed.

Get in touch

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Privacy Policy
Office contents (including multiple locations) Directors and officers liability
Employment practices liability Corporate legal liability
Trustee indemnity Crime/fidelity
Public liability Employer’s liability
Product liability Business interruption
Group travel Personal accident
Computers Cyber liability
Overseas offices/staff Intellectual property
Kidnap and ransom Identity theft
Medical malpractice Legal expenses (including contract disputes)

We understand how to insure your business.

By offering comprehensive insurance for architects, we are protecting one of the oldest and most established professions. Like all those that are involved in the building industry, architects have been affected by legislation and increased contractual requirements from their clients which has only increased the potential for claims to be brought under their Professional Indemnity (PI) policy.

As a result of the increased exposures faced it is imperative that the areas of work are correctly understood, fully considering the processes that the practice has in place, including the appointment of any sub contracted consultants within the practice so that the professional indemnity insurance can placed correctly to cover these appointments.

In addition it is becoming more common for clients to insist on collateral warranties or duty of care agreements especially if there is no direct contract between the client and the architectural practice, for example in a design and build contract. Some contracts may form a consortia or define the architect as the contractor which are very different risks to that of standard architect.

PI insurers generally take the view that they will accept claims arising from sensibly worded agreements but this may in some cases need to be endorsed into the wording for cover to apply. Others will address by setting out clearly the limits beyond which cover will not apply. It is also important to fully understand how the policy responds to the warranties or contracts in place, some contracts can extend the liability of the practice beyond the limitations of a standard policy which if not picked up can leave the company exposed.

Office contents (including multiple locations) Directors and officers liability
Employment practices liability Corporate legal liability
Trustee indemnity Crime/fidelity
Public liability Employer’s liability
Product liability Business interruption
Group travel Personal accident
Computers Cyber liability
Overseas offices/staff Intellectual property
Kidnap and ransom Identity theft
Medical malpractice Legal expenses (including contract disputes)

Get in touch

By ticking this box you agree to receive correspondence emails and telephone calls from Tasker Insurance Brokers.
Privacy Policy

Want to know more about Architects Insurance?

Our team are happy to help with any enquires you may have about Accountants Insurance as well as anything else we may be able to assist with.

Please use the details below:

Want to know more about Architects Insurance?

Our team are happy to help with any enquires you may have about Accountants Insurance as well as anything else we may be able to assist with.

Please use the details below:

Your Travel Risk Professionals Team

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Alan Pattison

Travel Risk Professionals Managing Director

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Harry Morris

Travel and Tourism Account Handler

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Heidi Schlechter

Commercial Account Handler

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Emma Rutter

Travel and Tourism Underwriter

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Download your free Risk Management Guide

A strong risk management strategy can have a huge impact on the price of your insurance as it reduces the likelihood of a claim. We believe in educating our clients in how to do this and so have put together a free Risk Management Guide available for you to download for free.

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Frequently Asked Questions

Is an online office insurance policy suitable liability protection for my business as a tour operator?

No – As a tour operator or travel agent you are exposed to a unique set of liability risks which are not generally covered by online or standard office insurance policies. Please seek specialist insurance advice on the suitability of your planned insurance arrangements, as the liability risk can be very costly.

I have a Tour Operator Liability policy. Does this cover for me for force majeure events?
Typically no. a Tour operator liability policy is generally intended to respond to claims made against you which arise out of the unintentionally negligent acts of you or your suppliers. You may still have an obligation to pay out refunds or compensation in a force majeure event, but this would typically fall under what is termed ‘ Travel Disruption Insurance’

How do I protect myself against the effects of one of my suppliers going bust?
This can only be protected against under a supplier failure or scheduled airline failure policy.

We transport passengers in our own company vehicles. Are we covered?
You have to make sure that your motor insurance or fleet policy covers you for this. In the same way if you operate marine craft, you would need to have a marine policy in force to pick up claims for any injury caused whilst in board a boat or in a vehicle owned or operated by you or your staff.

I have received charge backs as a result of a fraudulent credit card being used to pay for a flight. Can I claim under my liability insurance?
No – this would be viewed as a commercial risk outside of liability insurance

If my computer systems have been hacked, what insurance would I need to help me respond?
This would be a specialist Cyber & Privacy Insurance policy

Does the Tour Operator Liability policy cover claims made against me as Director personally?
No – the tour operator liability policy is designed to respond to claims made against the company. To provide legal defence costs cover in the event a claim is made against you personally